MESSAGE OF DALE CARNEGIE

Dale Carnegie was born in 1888 in Missouri, USA and was educated at Warrensburg State

Teachers College.As a salesman and aspiring actor, he traveled to New York and began teaching

communications classes to adults at theYMCA. In 1912, the world-famous Dale Carnegie

Course® was born.

He authored several best-sellers, including How to Win Friends and Influence People and How to

StopWorrying and Start Living.Over 50 million copies of Mr.Carnegie's books have been printed

and published in 38 languages.

Mr.Carnegie was a prominent lecturer of his day and a sought-after counselor to world leaders.

He wrote newspaper columns and had his own daily radio show.

Dale Carnegie founded what is today a worldwide network of over 2,800 trainers with offices in

more than 75 countries.

Founded in 1912,Dale Carnegie Training has evolved from one man's belief in the power of self

Improvement to a performance-based training company with offices worldwide.We focus on

giving people in business the opportunity to sharpen their skills and improve their performance in

order to build positive, steady and profitable results.

Become a Friendlier Person

1. Don’t criticize, condemn or complain.

2. Give honest, sincere appreciation.

3. Arouse in the other person an eager want.

4. Become genuinely interested in other people.

5. Smile.

6. Remember that a person’s name is to that person the sweetest and most important sound in any language.

7. Be a good listener. Encourage others to talk about themselves.

8. Talk in terms of the other person’s interests.

9. Make the other person feel important - and do it sincerely.

Win People to Your Way of Thinking

10. The only way to get the best of an argument is to avoid it.

11. Show respect for the other person’s opinion. Never say, “You’re wrong.”

12. If you are wrong, admit it quickly and emphatically.

13. Begin in a friendly way.

14. Get the other person saying “yes, yes” immediately.

15. Let the other person do a great deal of the talking.

16. Let the other person feel that the idea is his or hers.

17. Try honestly to see things from the other person’s point of view.

18. Be sympathetic with the other person’s ideas and desires.

19. Appeal to the nobler motives.

20. Dramatize your ideas.

21. Throw down a challenge.

Be a Leader

22. Begin with praise and honest appreciation.

23. Call attention to people’s mistakes indirectly.

24. Talk about your own mistakes before criticizing the other person.

25. Ask questions instead of giving direct orders.

26. Let the other person save face.

27. Praise the slightest improvement and praise every improvement.

Be “hearty in your approbation and lavish in your praise.”

28. Give the other person a fine reputation to live up to.

29. Use encouragement. Make the fault seem easy to correct.

30. Make the other person happy about doing the thing you suggest.

Basic Techniques in Analyzing Worry

1. Get all the facts.

2. Weigh all the facts — then come to a decision.

3. Once a decision is reached, act!

4. Write out and answer the following questions:

a. What is the problem?

b. What are the causes of the problem?

c. What are the possible solutions?

d. What is the best possible solution?

Fundamental Principles for Overcoming Worry

1. Live in “day tight compartments.”

2. How to face trouble:

a. Ask yourself, “What is the worst that can possibly happen?”

b. Prepare to accept the worst.

c. Try to improve on the worst.

3. Remind yourself of the exorbitant price you can pay for worry in terms of your health.

Break the Worry Habit Before It Breaks You

1. Keep busy.

2. Don’t fuss about trifles.

3. Use the law of averages to outlaw your worries.

4. Cooperate with the inevitable.

5. Decide just how much anxiety a thing may be worth and refuse to give it more.

6. Don’t worry about the past.

Cultivate a Mental Attitude that will Bring You Peace and Happiness

1. Fill your mind with thoughts of peace, courage, health and hope.

2. Never try to get even with your enemies.

3. Expect ingratitude.

4. Count your blessings — not your troubles.

5. Do not imitate others.

6. Try to profit from your losses.

7. Create happiness for others.

The Perfect Way to Conquer Worry

1. Pray.

Prevent Fatigue and Worry and Keep Your Energy and Spirits High

1. Rest before you get tired.

2. Learn to relax at your work.

3. Protect your health and appearance by relaxing at home.

4. Apply these four good working habits:

a) Clear your desk of all papers except those relating to the immediate problem at hand.

b) Do things in the order of their importance.

c) When you face a problem, solve it then and there if you have the facts necessary

to make a decision.

d) Learn to organize, deputize and supervise.

5. Put enthusiasm into your work.

6. Don’t worry about insomnia.

Don't Worry about Criticism

1. Remember that unjust criticism is often a disguised compliment.

2. Do the very best you can.

3. Analyze your own mistakes and criticize yourself.

Visualization

Advocates of imagery contend that the imagination is a potent healer that has long been overlooked by practitioners of Western medicine. Imagery can relieve pain, speed healing and help the body subdue hundreds of ailments, including depression, impotence, allergies and asthma. The power of the mind to influence the body is quite remarkable. Although it isn't always curative, imagery can be helpful in 90 percent of the problems that people bring to the attention of their primary care physicians.

Think, for example, of holding a fresh, juicy lemon in your hand. Perhaps you can feel its texture or see the vividness of its yellow skin. As you slice it open, you see the juice squirt out of it. The lemon's tart aroma is overwhelming. Finally, you stick it in your mouth, suck on it and taste the sour flavor as the juices roll over your tongue.

Unfortunately, many of the images popping into our heads do more harms than good. In fact, the most common type of imagery is worry. Because when we worry, what we worry about exists only in our imaginations.

Your thoughts have a direct influence on the way you feel and behave. If you tend to dwell on sad or negative thoughts, you most likely are not a very happy person. Likewise, if you think that your job is enough to give you a headache, you probably will come home with throbbing temples each day. This is just another clear example of the power the mind exerts over the body.

But if you can learn to direct and control the images in your head, you can help your body heal itself. Our imagination is like a spirited, powerful horse. If it's untamed, it can be dangerous and run you over. But if you learn to use your imagination in a way that is purposeful and directed, it can be a tremendously powerful vehicle to get you where you want to go, including to better health.

Your imagination can be a powerful tool to help you combat stress, tension, and anxiety. You can use visualization to harness the energy of your imagination, and it does not take long-probably just a few weeks-to master the technique. Try to visualize two or three times a day. Most people find it easiest to do in bed in the morning and at night before falling asleep, though with practice you'll be able to visualize whenever and wherever the need arises.

Steven Covey, in his runaway best seller, "Seven Habits of the Most Effective People, suggested that we can use our right brain power of visualization to write an affirmation that will help us become more congruent with our deeper values in our daily life.

According to Covey, a good affirmation has five basic ingredients:

It's personal, It's positive, It's present tense, It's visual, It's emotional.

Using these principles an affirmation may look like the following: "It is deeply satisfying (emotional) that I (personal) respond (present tense) with wisdom, love, firmness, and self-control (positive) when my children misbehave."

Imagery is very powerful and crosses many disciplines. For example, good leaders are visionaries. They can "visualize" potentials and possibilities. They will plan every detail meticulously in their mind before executing. When they do, usually, it will be done flawlessly, because, most of the glitches would have been worked out during the visualization phase.

One of the main things his research showed was that almost all of the world-class athletes and other peak performers are visualizers. They see it; they feel it; they experience it before they actually do it. They begin with the end in mind.

You can do it in every area of your life. Before a performance, a sales presentation, a difficult confrontation, or the daily challenge of meeting a goal, see it clearly, vividly, relentlessly, over and over again. Create an internal "comfort zone." Then, when you get into the situation, it isn't foreign. It doesn't scare you.

Music Therapy

Listening to music does wonder to alleviate stress. Please note that everyone has different tastes in music. Listen to the music that you feel comfortable. Sitting down and forcing yourself to listen to relaxation music that you don't like may create stress, not alleviate it.

Music has always been a great healer. Music is a significant mood-changer and reliever of stress, working on many levels at once. Play a tune on the guitar and sing along. That works even in the worst of times. By the time I'm done with the song, I've breathed deep, I've controlled myself to some degree to be able to sing on key, and I've come back into myself, and more into the real time moment.

Many experts suggest that it is the rhythm of the music or the beat that has the calming effect on us although we may not be very conscious about it. They point out that when we were a baby in our mother's womb, we probably were influenced by the heart beat of our mother. We respond to the soothing music at later stages in life, perhaps associating it with the safe, relaxing, protective environment provided by our mother.

Music can be one of the most soothing or nerve wracking experiences available. Choosing what will work for any individual is difficult, most will choose something they 'like' instead of what might be beneficial. In doing extensive research on what any given piece of music produces in the physiological response system many unexpected things were found. Many of the so-called Meditation and Relaxation recordings actually produced adverse EEG patterns, just as bad as Hard Rock and Heavy Metal. The surprising thing was many selections of Celtic, Native American as well as various music containing loud drums or flute were extremely soothing. The most profound finding was Any music Performed Live and even at moderately loud volumes even if it was somewhat discordant had very a beneficial response. Whenever the proper sounds were experienced amazing right/left brain hemisphere synchronization occurred. The normal voltage spiking pattern changed to a smooth sinusoidal waveform and the usual voltage differential equalized. The entire human energetic system is extremely influenced by sounds, the physical body and chakra centers respond specifically to certain tones and frequencies. Special consideration should be given to the positive effects of one actually playing or creating music themselves.

Among the first stress-fighting changes that take place when we hear a tune is an increase in deep breathing. The body's production of serotonin also accelerates. Music was found to reduce the pain during dental procedures. Playing music in the background while we are working, seemingly unaware of the music itself, has been found to reduce the stress.

The following are general guidelines to maximize the effectiveness of the music.

To wash away stress, try taking a 20-minute "sound bath." Put some relaxing music on your stereo, then lie in a comfortable position on a couch or on the floor near the speakers. For a deeper experience, you can wear headphones to focus your attention and to avoid distraction.

Choose music with a slow rhythm - slower than the natural heart beat which is about 72 beats per minute. Music that has repeating or cyclical pattern is found to be effective in most people.

As the music plays, allow it to wash over you, rinsing off the stress from the day. Focus on your breathing, letting it deepen, slow and become regular. Concentrate on the silence between the notes in the music; this keeps you from analyzing the music and makes relaxation more complete.

If you need stimulation after a day of work, go for a faster music rather than slow calming music.

When going gets tough, go for a music you are familiar with - such as a childhood favorite or favorite oldies. Familiarity often breeds calmness.

Take walks with your favorite music playing on the walkman. Inhale and exhale in tune with the music. Let the music takes you. This is a great stress reliever by combining exercise (brisk walk), imagery and music.

Listening to the sounds of nature, such as ocean waves or the calm of a deep forest, can reduce stress. Try taking a 15- to 20-minute walk if you're near the seashore or a quiet patch of woods. If not, you can buy tapes of these sounds in many music stores.

10 Steps to motivate yourself to achieve

1. Positive Affirmations :Our subconscious mind is a wonderful tool for success or failure. It will do what we tell it to do. It all depends on what thoughts we feed it. So why not feed your inner mind with only positive thoughts. The following are some examples of positive affirmations you can feed your inner mind for success:

o "Today, I will win because I have faith, courage and enthusiasm."

o "I see failure only as a signpost on my road to success."

o "When I feel stress, I will relax and release my stress before I take on my next task."

o "I always write down my priorities, thinking of my responsibilities. I may not get everything done, but I will do the most productive thing possible at every given moment."

o "I am a winner, I work for a winning organization, and because of my contribution and cooperation we will keep on winning."

o "Today, I will see opportunity in every challenge offered to me."

2. Positive Language :Recent research has come out that 75% of daily conversation is negative. Whether it is the words we use or the body language, we need to communicate in a positive manner all the time.
The following are some examples of how you can turn negative words into positive communication:

o Instead of saying "problem," call it "opportunity."

o Instead of an action being a "failure," describe it as a "learning experience."

o Instead of "I have to," say "I choose to." This gives control for your actions back to you.

o Instead of saying, "There’s nothing I can do," say, "Let’s look at our alternatives."

o Instead of saying, "That’s just the way I am," say, "I choose a different approach."

o Instead of saying, "He makes me so mad," say, "I control my own feelings."

3. Exercise: These are great motivators to exercise! Next time you feel demotivated, give your body a workout. Recent research reports that as little as fifteen minutes three times a week has profound effects. Get moving. Get motivated.

4. Take Risks: We all live our lives in comforts zones, avoiding risky situations, avoiding the potential to fail. It’s real safe for us. But in order to get ahead of your competition and master the ongoing change in your life, you must go out of your comfort zone. Start one step at a time. Try that little new thing, that different approach. It could be as simple as taking different routes to and from work. Once in a while I like to "take the road less traveled" to stir up my creative juices. Then, keep stepping out of your zone. It may seem uncomfortable at first. But the more you do it, the more it will seem natural and you will see an increase in your creative juices and opportunities you never thought about before.

5. Positive Reading :Read about the lives of successful people. Make sure you read only those people that embrace the timeless values that make them truly successful through the ages. Not the "success today, scandal tomorrow" success stories that we are experiencing today. People like Herb Kelleher of Southwest Airlines, Fred Smith of Federal Express, Mary Kay Ash of Mary Kay, Benjamin Franklin, Abraham Lincoln, Mahatma Gandhi, and Dr. Martin Luther King, Jr. are good examples. These are people who overcame enormous challenges, created real value for others, or changed other people’s lives for the better.

6. Positive Visualizations : Condition yourself to paint your vision for success. One of the best ways to do this is the following:

o Go to a quiet place in your home or elsewhere. Turn off all radios, televisions, etc.

o Find a comfortable chair and get into a relaxed state of mind.

o Start thinking about one goal you want to accomplish. Remember, visualize as if you are already accomplishing this goal.

o Visualize taking all the necessary steps to successfully complete these goals. The better your visualization, where you can actually see, feel, hear, and touch your vision, the more real it is to you.

o Visualize any challenges to your successful completion of this goal and how you will eliminate this challenges.

o Visualize how good it feels to complete this goal. Visualize what benefits it will bring to you, your family, friends, co-workers, etc. Important: If you don’t take time to see it, it won’t happen!

7. Think Big :See the big picture in everything we do. So much of our time is wasted dealing with the unimportant things in our lives (what that person said or did, the driver who cut us off this morning, and activities which don’t add value to our lives, etc.) that we forget about the big picture. We were put on this earth to make a difference. We make a difference for our families, our communities, our organizations, and for ourselves. All of our actions must be put into action with this concept in mind. Think a little bigger today than yesterday, and you’ll create a better future tomorrow. Thinking big leads to great actions. Thinking small leads to small results. So Think BIG!

8. Set Goals: The fastest way to fail in life is to not set clear goals. Set goals in the financial, family, health, spiritual, and career areas. Your goals must incorporate the SMART techniques or else it’s just a "conversation in the park."

o S for specific M for measurable A for attainable R for realistic T for time-based

o For example, you might have a goal of achieving $2 million for retirement in twenty years. After doing your research, a SMART goal would be the following: "I will acquire $2 million dollars for retirement by 2024. I will do this by contributing $20K, or $1667 per month, to my various retirement funds each year. Of the $20k each year, $2k will go to my IRA, and $18K will go into my organization’s retirement program."Remember the most detail you can add, the more realistic your goal becomes.

9. Positive Appearance: Super achievers are very careful about their appearance and their movements. They know that looking good translates into feeling good. Billy Crystal, of Saturday Night Live and movie fame, once played a character that was known for saying, "It is better to look good than to feel good." What he was really implying was the "fake it until you make it" concept. In other words, if we are feeling down, then think positively and your mind will tell your body to follow suit and act positively. Also always dress the part of an achiever. Model the dress, actions, and behaviors of someone who is successful and embraces the long term values of successful people. This will also tell your mind that I am an achiever. Don’t let that be the deciding factor on being motivated. You can easily distinguish those who are motivated from those who are not motivated just by looking at their appearance and their movements. The motivated move forward, onward and upward with confidence.

Helping Others: Develop an obsession to help others. Share your special talents without expecting a reward, payment, or commendation. And above all else, keep your good deed a secret.You know what, it you apply the helping techniques to others, it will automatically come back to you tenfold in a number of ways. First, the enjoyment of knowing that a special talent you had made someone else’s life better. Second, because you didn’t seek it, word will spread about you and your deeds. This will be translated into unexpected riches and opportunities. Third, you will gain a new level of confidence in knowing that you can make a difference. Super achievers find motivation and meaning by helping

Ayurvedic Vitalizing Herbs

1. Protect one's life & promote longevity : Mulathi or Mung beans

2. Increase body weight and promote formation of new tissues : Ashwagandha

3. Reduce fat or other accumulation : Haldi (turmeric), Black pepper, Daruhaldi, guggul

4. Promote the healing of wounds or cuts : Manjistha, Haldi (turmeric), Kumari (Aleo vera)

5. Appetizer : Saunth (dry ginger), Black pepper, Long pepper,

6. Strength-giving herbs : Ashwagandha, Shatavari

7. Improves complexion : Chandan (Sandalwood), Haldi (turmeric), Manjishtha

8. For soothing sore throat and improving voice : Raisins, Haldi (Turmeric), Mulathi

9. Good for heart : Arjuna, Pomegranate, Mango

10. Relieve false sense of contentment : Adrak (ginger), guduchi, Vacha

11. reduces hemorrhoids (piles): Kutaj, Adrak (ginger), Vacha

12. Reduce skin irritation : Haldi (turmeric), Amla

13. Releive itching on the skin : Neem bark, Daruhaldi, Mulathi

14. Destroys worms : Vidanga, Betel nuts, Pumpkin seeds

15. Counters poisons : Haldi (turmeric), Chandan (sandalwood)

16. Promotes secretion of breast milk : Shatavari, Lotus seeds.

17. Purify breast milk : Guduchi, adrak (ginger)

18. Increases sperm count : Ashwagandha, Shatavari, Lotus seeds

19. Sperm purifier : Kushta, Khus

20. Help facilitate absorption of oils : Raisins, Mulathi

21. Allows for easier sweating : Castor root, Barley, Sesame, Black gram, Mung beans.

22. Anti – vomiting : Honey, Mulathi

23. Usually laxative in nature : Raisins, Triphala, Amla

24. Helps tone and nourish the colon : Bael, pippali, vacha, Mulathi.

25. Help remove Kapha from above the neck : Black pepper, Pippali, Mustard

26. Stop vomiting : Cardamom, Fresh adrak (ginger), Khus, Puffed rice

27. Gives relief from thirst : Chandan (sandalwood), Coriander, Adrak (ginger)

28. Stops hiccups immediately : Long pepper, dried and burnt husk of coconut.

29. For normal motions : Lodhra, Isabgol

30. Stop excessive urination : Bhallataka, Til (seasme)

31. Promote urination : Gokshura, Punarnava

32. Stop Cough : Raisins, Amla

33. Stop wheezing, ease breathing : Cardamom, Tulsi

34. Mainly diuretics and astringent : Bael, Gokshura, punarnava

35. Relieve fever : Draksha, Guducchi, Manjishta, Triphala, raw sugar,

36. Relieve Fatigue : Dates, Pomegranate juice, Sugarcane, Raisins

37. Reduce burning sensation of skin : Chandan (sandalwood), Khus

38. Reduce cold sensation of the skin:Agaru, Vacha, Pippali, Adrak, South

39. Relieve from skin rashes : Catechu, Arjuna

40. Reduce body ache : Chandan (sandalwood), Cardamom, Pudeena (mint), Karpur

41. Reduce Colic Pain : Ajwain, Saunf (aniseed), Adrak (ginger), Long pepper

42 Stops bleeding : Mulathi, Lodhra, Honey, Nagkesar

43 Sedative for nerve pain : Jatamansi, Daruhaldi

44. As from coma or delirium : Brahmi, Vacha, Hing (asfetida), Karpur (comphor)

45. Cure sterility, remove obstructions in genital tract :Amla, Brahmi, Kutki

46. Rejuvenate : Guduchi satva, Brahmi, Shatavari, Amla

Tips for Healthy Living from Naturopathy

1. Drink 1-3 glasses of warm/cold water in squatting position after rising in the morning.

2. Drink at least 8-12 glasses of water everyday with a frequency of one glass every 2 hours.

3. Breathe deeply and keep erect posture always.

4. Cultivate the habit of passing motions twice a day.

5. Bathe twice a day with cold/neutral water.

6. Pray/meditate twice a day.

7. After every meal, pass urine and relax in Vajrasana for 5 to 15 minutes.

8. Sleep on a medium/hard bed with a thin pillow.

9. Forget your worries and be relaxed when you go to bed.

10. Cultivate the habit of sleeping on your abdomen or on the right side.

11. Keep a three-hour gap between your dinner and bedtime.

12. Early morning walk briskly/jog for 30 minutes.

13. Do exercises/asanas/suryanamaskars/gardening/swimming/play games etc.

14. Stroll after dinner for 15 to 20 minutes.

15. Chew well and eat slowly and calmly.

16. Eat according to your hunger, but fill only three-fourths of your stomach.

17. Ideal time for lunch is between 9 a.m. and 11 a.m. and for dinner it is 5 p.m. to 7 p.m.

18. Take only two meals a day (with a gap of 7 hours).

19. Use any grains/seeds after soaking them in water overnight.

20. Take dried fruits after soaking them in water overnight.

21. Let a part of your meal consist of cereals and another of vegetables.

22. Do not mix cooked and raw diet. Take raw diet in one meal and cooked diet in another.

23. Use only pure oil having unsaturated fats such as sunflower/gingili oil.

24. Eat more of raw food - sprouts, fresh green leafy vegetables, seasonal fruits, salads, juices, raw chutney, lemon-hone-water; prefer butter milk and curds to milk.

25. Cooked food: Whole flour, unpolished rice and gruel. Use steam-cooked food and soups.

26. Reduce/Moderate: Salt, sweets, spices, chillies, pulses (dal), ghee, butter, ice-cream. cream, cooked food, potato and nuts.High heel footwear, overweight, heavy exercise, TV and movies.

27. Avoid : Smoking, tea, coffee, alcohol, drugs, soft drinks, tobacco chewing, pan, zarda and other bad habits. White-flour (maida), White sugar, polished rice.

Non-vegetarian food.Tinned/dried/adulterated/colored/flavored/synthetic/artificial food. Refined/deodorized/bleached/hydrogenated (vanaspati) oils. Any unnatural food and drinks. Food when in fear, worry and anxiety and when not hungry. Very hot and very cold food. Air/water/noise pollution.Harmful cosmetics and clothes, and medicated soaps and creams.Drinking water during meals and within half an hour before and upto one hour after. Late dinner.Heavy meals.Late sleeping.Sleeping on the left side and on the back.

28. Practice: Gargling with warm saline water once a day.

Wash your eyes with Triphala water daily in the morning and in the evening for sparkling eyes.

Do 'Vamana dhauti' (kunjal/vomiting) once a week.

Take an enema if constipated. Massage and sun-bathe once a week.

Do gentle massage over palate (roof of mouth) daily.

Splash water twice daily on forehead and eyes, keeping a mouthful of water.

Spend some time in laughing and singing daily.

29. Precautions :Wash vegetable and fruits properly before cutting/as they contain pesticides and contaminants. As far as possible, eat wholesome fruits and vegetables with the peel.

Maintain an adequate distance while watching TV.

30. Adopt :The early to bed and early to rise habit.

Fasting one day every week with juices and adequate water. Eat to live, not live to eat.

Nature cure in case of illness as well as for good health.

31. Points to Rememeber: Food occupies sixth place in the following requisites for living.

Adequate space.Pure air.Pure water.Sunshine.Exercise/physical work, and then,Food.

32. Drugs are more dangerous than diseases.

33. Those who are regular in food, exercise and sleep/rest never fall sick.

34. Water is the medicine and diet is the drug.

35. Fasting is an important factor in cure.

36. Hurry, worry and curry makes a man ill.

The Essence of Hindu Scriptures

1. Please know that God is within you.

2 God is infinite love and peace.

3. God is the eternal light and joy that shine the whole universe.

4. People should rise to the occasion to do their duty.

5. People should reach the height and glory of God’s supreme presence.

6. The feeling that I and mine should be given up and see every thing equal.

7. Have an elevated thinking.

8. Remember God in the beginning, in the middle, and in the end for all ventures.

9. Be humble, pure, simple, and innocent and God is yours.

10. God in the form of love reside in everybody’s heart and be conscious of this at all times. Then your thoughts, words and actions will be of love.

11. The light of God will always illuminate the heart and light only can be seen inside and outside.

12. Come out of the darkness of ignorance enter into the light of knowledge then only we can feel the presence of God the light of all lights.

13. Let all our actions be as per the directions of God within us.

14. Ego should be avoided to allow everything to be done at the will of God.

15. God is the only reality, truth, and live for God alone.

16. Detachment to perishable things and attachment to only God will give peace of mind.

17. Desire for material things is the cause for all sorrows.

18. Taking more than one’s requirement will ultimately give grief.

19. Acquire knowledge which can’t be stolen or lost.

20. Enjoy always the sunshine of God’s splendor and glory.

21. Remember always God and live in tune with him.

22. Be happy and calm in all situations.

23. See, hear, and speak only good things,

24. Serve the needy and sick wholeheartedly.

25. Total surrender to God will give peace of mind.

26. Remember always the God’s grace for all achievements.

27. Avoid self praise and say only good things about others.

28. See everybody with respect irrespective of caste color and creed.

29. Anger, lust and ego are the only enemies.

30. Purify the heart for the God to sit in.

31. There is no greater virtue than humility, no vice greater than pride.

32. Be sincere in all works, work is worship.

33. Make God your friend, philosopher and guide.

34. Don’t get dejected in failure and fall, God’s grace will be upon us.

35. Always you are one with God and different from Him.

36. Like a flower give always the perfume of love and joy.

37. Pray for the awareness that always you may be in Him and He in you.

38. Remember always that everything in the Universe belongs to God, nothing is ours.

39. We have got this birth at the will of God and we are on our way to Him.

40. Know that our goal is to rest in peace with God.

41. Always remember that we are the immortal spirit.

42. Chanting the name of God will save us from fear, doubt and anxiety.

43. Supreme knowledge is ultimate devotion to God.

44. What ever we do will be seen by the God.

45. Overeating, earning money by unlawful means, desire for others property are our weakness.

46 .We are all safe in the hands o god.

47. God manifesting Himself as a person; the object of worship of the bhaktas. By worshipping God as a person, devotees are able to assume human-like relationships with God, for example:

God as parent, devotee as child. God as Lord, devotee as servant.

It is also much easier for many people to develop love toward God when He is regarded as a person. Such love is capable of triggering a spiritual awakening once it is a pure, selfless love.

48. In this kaliyuga Chant always the name of God.

49. God can assume any form to protect the devotees.

50. To serve the devotees is equal to serve the God.

51.Awake, arise and do your duty justifiably . God will be always with you.

Business Quotations

Decision Making I always like to look on the optimistic side of life, but I am realistic enough to know that life is a complex matter. (Walt Disney) Keep it simple, stupid. (KISS) I would not give a fig for the simplicity this side of complexity, but I would give my life for the simplicity on the other side of complexity. (Oliver Wendell Holmes) Stick to the knitting. (Proverb) Every decision you make is a mistake. (Edward Dahlberg) For every complex problem there is an answer that is clear, simple, and wrong. (H L Mencken) A man who cannot make mistakes cannot do anything. (Bernard's Bingo Magazine) The only man who never makes a mistake is the man who never does anything. (Theodore Roosevelt) A computer lets you make more mistakes faster than any invention in human history - with the possible exceptions of handguns and tequila. (Mitch Ratliffe) More can be learned from what works than from what fails. (Rene Dubois) Our business in life is not to succeed, but to continue to fail in good spirits. (Robert Louis Stephenson) May you live in interesting times. (Chinese curse) Only one thing is certain - that is, nothing is certain. If this statement is true, it is also false. (Ancient Paradox) Even if you're on the right track, you'll get run over if you just sit there. (Will Rogers) Behold the turtle, he makes progress only when he sticks his neck out. (Bruce Levin) Patience in the present, faith in the future, and joy in the doing. (George Perera, MD) There is nothing more requisite in business than despatch. (Joseph Addison) There is nothing more frightful than ignorance in action. (Goethe) Nothing is more terrible than activity without insight. (Thomas Carlyle) A moments insight is sometimes worth a life's experience. (Oliver Wendell Holmes) Thinking is the hardest work there is, which is probably the reason why so few engage in it. (Henry Ford) Think. (IBM slogan) If everyone is thinking alike, then somebody isn't thinking. (George Patton) Imagine. (Apple slogan) Those who agree with us may not be right, but we admire their astuteness. (Cullen Hightower) If you find a good solution and become attached to it, the solution may become your next problem. (Robert Anthony) Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat. (Sun Tzu) Planning without action is futile, action without planning is fatal (Unknown) The general who wins the battle makes many calculations in his temple before the battle is fought. The general who loses makes but few calculations beforehand. (Sun Tzu) If a man will begin with certainties he shall end in doubts; but if he will be content to begin with doubts he shall end in certainties. (Francis Bacon) Confidence is what you feel before you comprehend the situation. (Proverb) Never tell me the odds. (Han Solo, Starfighter) She didn't know it couldn't be done, so she went ahead and did it. (Mary's Almanac) The new ruler must determine all the injuries that he will need to inflict. He must inflict them once and for all. (Niccolo Machiavelli) "No, no !" said the Queen. "Sentence first - verdict afterwards". (Lewis Carroll) When a management with a reputation for brilliance tackles a business with a reputation for bad economics, it is the reputation of the business that remains intact. (Warren Buffet) The best executive has the sense enough to pick good men, and the self-restraint enough to keep from meddling. (Theodore Roosevelt) An overburdened, overstretched executive is the best executive, because he or she doesn't have the time to meddle, to deal in trivia, to bother people (Jack Welch) Never tell people how to do things. Tell them what to do and they will surprise you with their ingenity. (General George S Patton Jr) The person who figures out how to harness the collective genius of his or her organization is going to blow the competition away. (Walter Wriston)

2. ... Investment Adventure upon all the tickets in the lottery, and you lose for certain; and the greater the number of your tickets the nearer your approach to this certainty. (Adam Smith) Never give anyone the advice to buy or sell shares, because the most benevolent price of advice can turn out badly. (De la Vega) No price is too low for a bear or too high for a bull. (Stock Exchange Proverb) Do you know the only thing that gives me pleasure? It's to see my dividends coming in. (John D. Rockerfeller) No one was ever ruined by taking a profit. (Stock Exchange Maxim) Cut your losses and let your profits run. (American proverb) Our favourite holding period is forever. (Warren Buffet) Take every gain without showing remorse about missed profits, because an eel may escape sooner than you think. (De la Vega) Profits on the exchange are the treasures of goblins. At one time they may be carbuncle stones, then coals, then diamonds, then flint stones, then morning dew, then tears. (De la Vega) In the state of nature profit is the measure of right. (Thomas Hobbes, 1651) Whoever wishes to win in this game must have patience and money, since the values are so little constant and the rumours so little founded on truth (De la Vega)

3. ... Dreams & Visions Vision is the art of seeing things invisible. (Jonathan Swift) Myths are public dreams, dreams are private myths. (Joseph Campbell) Dreams are necessary to life. (Anais Nin) If one advances in the direction of his dreams, one will meet with success unexpected in common hours. (Henry David Thoreau) The very essence of leadership is that you have to have vision. You can't blow an uncertain trumpet. (Theodore Hesburgh) Some men see things as they are and say why. I dream of things that never were and say why not. (John F. Kennedy) If you only look at what is, you might never attain what could be. (Anonymous) Dreams have their place in managerial activity, but they need to be kept severely under control. (Lord Weinstock) I stand for freedom of expression, doing what you believe in, and going after your dreams. (Madonna) Imagination is more important than knowledge. (Albert Einstein) If you can imagine it, you can achieve it; if you can dream it, you can become it. (William Arthur Ward) The mind, once expanded to the dimensions of larger ideas, never returns to its original size. (Oliver W. Holmes) Minds are like parachutes, they only function when they are open. (Sir James Dewar) Ideas are like stars, you will not touch them with your hands. (Carl Schurz) The simple joy of taking an idea into one's own hands and giving it proper form, that's exciting. (George Nelson) An idea is never given to you without you being given the power to make it reality. You must, nevertheless, suffer for it. (Richard Bach) Information is the seed for an idea, and only grows when it's watered. (Heinz V. Bergen) Imagine. (The Beatles) Wonder rather than doubt is the root of all knowledge. (Abraham Joshua Heschel) I invent nothing, I rediscover. (Rodin) The more original a discovery, the more obvious it seems afterwards. (Arthur Koestler) To know is nothing at all; to imagine is everything. (Anatole France) What is now proved was once only imagin'd. (William Blake) Man is so made that when anything fires his soul, impossibilities vanish (Jean de la Fontaine) A man can succeed at almost anything for which he has unlimited enthusiasm. (Charles M. Schwab) One good thing about being young is that you are not experienced enough to know you cannot possibly do the things you are doing. (Gene Brown) All great truths begin as blasphemies. (George Bernard Shaw) Half the lies people tell me aren't true. (Yogi Berra) Facts are stubborn things. (Alain Rene Lesage) The truth is incontrovertible, malice may attack it, ignorance may deride it, but in the end; there it is. (Winston Churchill) Words ought to be a little wild, for they are the assaults of thoughts on the unthinking. (John Maynard Keynes) Only with absolute fearlessness can we slay the dragons of mediocrity that invade our gardens. (George Lois) Security is mostly superstition... Life is either a daring adventure, or nothing. (Helen Keller) We may affirm that nothing great in the world has been accomplished without passion. (George Wilhelm Friedrich Hegel) Rules of the Garage: Believe you can change the world. Work quickly, keep the tools unlocked, work whenever. Know when to work alone and when to work together. Share - tools, ideas. Trust your colleagues. No politics. No bureaucracy. (These are ridiculous in a garage.) The customer defines a job well done. Radical ideas are not bad ideas. Invent different ways of working. Make a contribution every day. If it doesn't contribute, it doesn't leave the garage. Believe that together we can do anything. Invent. (Hewlett Packard advert.)

4. ... Making Progress There is nothing more difficult...than to take the lead in the introduction of a new order of things. (Niccolo Machiavelli) If you want truly to understand something, try to change it. (Kurt Lewin) Do not follow where the path may lead. Go instead where there is no path and leave a trail. (Ralph Waldo Emerson) You cannot travel on the path until you become the path itself. (Gautama Bouddha) There is no top. There are always further heights to reach. (Jascha Heifetz) For the wise man looks into space and he knows there is no limited dimensions. (Lao-tse) It is not best that we should all think alike; it is a difference of opinion that makes horse races. (Mark Twain) It's not because things are difficult that we dare not venture. It's because we dare not venture that they are difficult. (Seneca) It is a myth, not a mandate, a fable not a logic, and symbol rather than a reason by which men are moved. (Irwin Edman) Great spirits have always encountered violent opposition from mediocre minds. (Albert Einstein) Every wall is a door. (Ralph Waldo Emerson) Obstacles are things a person sees when he takes his eyes off his goal. (E. Joseph Cossman) It is wise to keep in mind that no success or failure is necessarily final. (Anonymous) No matter what happens, there's always somebody who knew it would. (Lonny Starr) Individual commitment to a group effort -- that is what makes a team work, a company work, a society work, a civilization work. (Vince Lombardi) Management by objective works - if you know the objectives. Ninety percent of the time you don't. (Peter Drucker) Necessity is the mother of invention. (Proverb) Necessity is the mother of taking chances. (Mark Twain)

5. ... Taxes The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes) The difference between tax avoidance and tax evasion is the thickness of a prison wall. (Denis Healey) We don't pay taxes. The little people pay taxes. (Leona Helmsley) The art of taxation consists in so plucking the goose as to obtain the largest amount of feathers with the least possible amount of hissing. (J. B. Colbert) Taxing is an easy business. Any projector can contrive new compositions, any bungler can add to the old. (Edmund Burke) Well, fancy giving money to the Government! Might as well have put it down the drain. (A. P. Herbert) Public money is like holy water; everyone helps himself. (Italian proverb) Be at the pains of putting down every single item of expenditure whatsoever every day which could possibly be twisted into a professional expense and remember to lump in all the doubtfulls. (Hilaire Belloc) My money goes to my agent, then to my accountant and from him to the tax man. (Glenda Jackson) There is one difference between a tax collector and a taxidermist - the taxidermist leaves the hide. (Mortimer Caplan) (Tax) has made more liars out of the American people than golf (Will Rogers) The three most frequently told lies in the world... The cheque is in the post... I'll still respect you afterwards ..... I'm from the Revenue and I'm here to help you. (Unknown) There is no such thing as a good tax. (Winston Churchill) In this world nothing is certain but death and taxes. (Benjamin Franklin) There is just one thing I can promise you about the outer-space progamme - your tax-dollar will go further. (Werner von Braun)

6. ... Diligence It's tough trying to keep your feet on the ground, your head above the clouds, your nose to the grindstone, your shoulder to the wheel, your finger on the pulse, your eye on the ball and your ear to the ground. (Based on proverbs) Rise early, work hard, strike oil. (J Paul Getty) Heights by great men reached and kept were not obtained by sudden flight but, while their companions slept, they were toiling upward in the night. ( Henry Wadsworth Longfellow) The highest reward for person's toil is not what they get for it, but what they become by it. (John Ruskin) The person who doesn't scatter the morning dew will not comb grey hairs (Irish proverb) A chicken doesn't stop scratching just because worms are scarce (Grandma's Axiom) A wise man turns chance into good fortune. (Thomas Fuller. Gnomologia, 1732) A great fortune depends on luck, a small one on diligence. (Chinese proverb) Luck is a dividend of sweat. The more you sweat, the luckier you get (Ray Kroc) I'm a great believer in luck and I find the harder I work, the more I have of it. (Stephen Leacock) Success is more attitude than aptitude. (Anonymous) If, at first, you don't succeed, try again. (Proverb) If, at first, you do succeed, try to hide your astonishment.(Los Angeles Times Syndicate) Success has a simple formula: do your best, and people may like it. (Sam Ewing) Few things are harder to put up with than the annoyance of a good example. (Mark Twain) Motivation is what gets you started. Habit is what keeps you going. (Jim Ryun) The moment of victory is much too short to live for that and nothing else. (Martina Navratilova) Look at a day when you are supremely satisfied at the end. It's not a day when you lounge around doing nothing; it's when you've had everything to do, and you've done it. (Margaret Thatcher) Man never made any material as resilient as the human spirit. (Bern Williams) Stubbornness does have its helpful features. You always know what you're going to be thinking tomorrow. (Glen Beaman) Praise does wonders for the sense of hearing. (Bits & Pieces) All of us could take a lesson from the weather, it pays no attention to criticism. (North DeKalb Kiwanis Club Beacon) The greatest power is often simple patience. (E. Joseph Cossman) Perserverance is not a long race; it is many short races one after another. (Walter Elliott) Life is like riding a bicycle: you don't fall of unless you stop pedaling. (Claude Pepper) People wish to learn to swim and at the same time to keep one foot on the ground. (Marcel Proust) Failure is only the opportunity to begin again more intelligently. (Henry Ford) A stumble may prevent a fall. (English Proverb) It is the greatest of all mistakes to do nothing because you can only do a little. Do what you can. (Sydney Smith) Sometimes when you innovate, you make mistakes. It is best to admit them quickly, and get on with improving your other innovations. (Steve Jobs) A person who never made a mistake never tried anything new. (Albert Einstein) Success is more attitude than aptitude. (Anonymous) There are two kinds of people, those who do the work and those who take the credit. Try to be in the first group; there is less competition there. (Indira Gandhi) Don't go around saying the world owes you a living. The world owes you nothing. It was here first. (Mark Twain) Laziness is nothing more than the habit of resting before you get tired. (Mortimer Caplin) Show me a good loser and I'll show you an idiot. (Leo Durocher) The greatest lesson in life is to know that even fools are right sometimes. (Winston Churchill) I do not choose to be a common man, it is my right to be uncommon ... if I can, I seek opportunity ... not security. I do not wish to be a kept citizen, humbled and dulled by having the State look after me. I want to take the calculated risk; to dream and to build, to fail and to succeed. I refuse to barter incentive for a dole; I prefer the challenges of life to the guaranteed existence; the thrill of fulfillment to the stale calm of Utopia. I will not trade freedom for beneficence nor my dignity for a handout. I will never cower before any master nor bend to any threat. It is my heritage to stand erect; proud and unafraid; to think and act for myself, to enjoy the benefit of my creations and to face the world boldly and say: This, with God's help, I have done. All this is what it means to be an Entrepreneur. (Common Sense, written in 1776 by Thomas Paine)

7. ... Cash Cashflow is the movement of money in and out of a business. (Chambers Twentieth Century Dictionary) Happiness is a positive cash flow. (Fred Adler - Venture capitalist) Yesterday is a cancelled cheque. Tomorrow is a promissary note. Today is cash. (Unknown) Ah, take the Cash in hand and waive the Rest. (Edward Fitzgerald) Whoever has the gold makes all the rules. (The Golden Rule) Revenue is vanity....margin is sanity....cash is king. (Unknown) Profit is an illusion, cashflow is fact. (Unknown) Profits are an opinion, cash is a fact. (Unknown)

8. ... Marketing If a man can .... make a better mousetrap, the world will make a beaten path to his door. (Ralph Waldo Emerson) The early bird may get the worm, but the second mouse gets the cheese. (Unknown) Never make the mistake of assuming the critters will beat a path to your door. (John P. Mascotte) The one who adapts his policy to the times prospers, and likewise that the one whose policy clashes with the demands of the times does not (Niccolo Machiavelli) It's just called "The Bible" now - we dropped the word "Holy" to give it a more mass-market appeal. (Hodder & Stoughton, Publisher) Never treat your audience as customers, always as partners. (Jimmy Stewart) The market is a place set apart where men may deceive each other (Diogenes Laertius) Nothing astonishes men so much as common sense and plain dealing. (Ralph Waldo Emerson)

9. ... Buying & Selling There are more fools among buyers than among sellers. (French proverb) When you go to buy, use your eyes not your ears. (Czech proverb) The buyer needs a hundred eyes; the seller but one. (Italian proverb) A man trying to sell a blind horse always praises its feet. (German proverb) Everyone lives by selling something. (R L Stevenson) The salesman knows nothing of what he is selling save that he is charging a great deal too much for it. (Oscar Wilde) Last week is the time you should have either bought or sold, depending on what you didn't do. (Anon)

10. ... Who's Who A financier is a pawnbroker with imagination. (A. W. Pinero 1893) An enginer is one who can do with a dollar what any bungler can do with two. (Economic Theory of Railway Location. 1887) The auditor is a watchdog and not a bloodhound. (Lord Justice Topes) Good bankers, like good tea, can only be appreciated when they are in hot water. (Jaffar Hussein, Governor, Malaysian Central Bank) A banker is a man who lends you an umbrella when the weather is fair, and takes it away from you when it rains. (Anon) A banker: the person who lends you his umbrella when the sun is shining and wants it back the minute it rains. (Mark Twain) I detest life-insurance agents: they always argue that I shall some day die, which is not so. (Stephen B Leacock) Is it not odd that the only generous person I ever knew, who had money to be generous with, should be a stockbroker. (Percy Bysshe Shelly) I always said that mega-mergers were for megalomaniacs. (David Ogilvy) Behind every successful man lurks a truly amazed ex-mother-in-law. (John Chrusciel) The graduate with a Science degree asks, "Why does it work?" The graduate with an Engineering degree asks, "How does it work?" The graduate with an Accounting degree asks, "How much will it cost?" The graduate with a Liberal Arts degree asks, "Do you want fries with that?" Scientists - the crowd that for dash and style make the general public look like the Bloomsbury set. (Fran Lebowitz) Psychologists are scientists as much as coverted savages are Christians. (Georges Politza)

11. ... Commerce A bank is a place that will lend you money if you can prove that you don't need it. (Bob Hope) Banking establishments are more dangerous than standing armies. ( Thomas Jefferson) It is only the poor who pay cash, and that not from virtue, but because they are refused credit. (Anatole France) I don't want to tell you how much insurance I carry with the Prudential, but all I can say is: when I go, they go too. (Jack Benny) Simply by not owning three medium-sized castles in Tuscany I have saved enough money in the last forty years on insurance premiums alone to buy a medium-sized castle in Tuscany. (Ludwig Mies Van Der Rohe) Catch a man a fish, and you can sell it to him. Teach a man to fish, and you ruin a wonderful business opportunity. (Karl Marx) Finance is the art of passing currency from hand to hand until it finally disappears. (Robert W. Sarnoff)

12. ... Credit The creditor hath a better memory than the debtor. (James Howell) No man's credit is as good as his money. (Sinner Sermons, 1926) He that hath lost his credit is dead to the world. (George Herbert 1639) Out of debt, out of danger. (Proverb) God often pays debts without money. (Irish proverb) If you would know the value of money, go and try to borrow some (Benjamin Franklin) Let us all be happy, and live within our means, even if we have to borrow the money to do it with. (Artemus Ward) I can get no remedy against this consumption of the purse: borrowing only lingers and lingers it out, but the disease is incurable. (William Shakespeare) The ability to sign a cheque is the least reliable guide to a company's fitness. (David Plowright) The two most beautiful words in the English language are 'check enclosed' (Dorothy Parker)

13. ... Planning Prediction is very difficult, especially about the future. (Neils Bohr) We always plan too much and always think too little. (Joseph Schumper) It's not the plan that is important, it's the planning. (Dr Graeme Edwards) Planning is an unnatural process; it is much more fun to do something. The nicest thing about not planning is that failure comes as a complete surprise, rather than being preceded by a period of worry and depression. (Sir John Harvey-Jones) The best preparation for good work tomorrow is to do good work today (Elbert Hubbard) The best preparation for tomorrow is to do today's work superbly well. (Sir William Osler) The importance of money flows from it being a link between the present and the future. (John Maynard Keynes) When men speak of the future, the Gods laugh. (Chinese Proverb) It is always wise to look ahead, but difficult to look further than you can see. (Sir Winston Churchill) Trying to predict the future is like trying to drive down a country road at night with no lights while looking out the back window. (Peter Drucker) To predict the future, we need logic; but we also need faith and imagination, which can sometimes defy logic itself. Arthur C Clarke It is better to know some of the questions than all of the answers. (James Thurber) Man, if you gotta ask you'll never know. (Louis Armstrong)

MONEY :

• Money is like an arm or leg - use it or lose it. (Henry Ford 1931)
• Money is like muck - not good unless spread. (Francis Bacon, Essays XV, 1625)
• Money is like manure. If you spread it around it does a lot of good. But if you pile it up in one place it stinks like hell. (Clint Murchison Jnr)
• Money is flat and meant to be piled up. (Scottish proverb)
• Money is like a sixth sense, without which you cannot make a complete use of the other five. (Somerset Maugham)
• Money is better than poverty, if only for financial reasons. (Woody Allen)
• Money can't buy friends, but it buys a better class of enemy. (Spike Milligan)
• Money is indeed the most important thing in the world; and all sound and sucessful personal and national morality should have this fact for its basis. (George Bernard Shaw)
• Money is a singular thing. It ranks with love as man's greatest source of joy. And with death as his greatest source of anxiety. (J. K. Galbraith)
• Money is good for bribing yourself through the inconveniences of life. (Gottfried Reinhardt)
• Money differs from an automobile or mistress in being equally important to those who have it and those who do not. (John Kenneth Galbraith)
• Money, it turned out, was exactly like sex, you thought of nothing else if you didn't have it and thought of other things if you did. (James Baldwin)
• For the love of money is the root of all evil. (Bible: I Timothy)
• Lack of money is the root of all evil. (George Bernard Shaw)
• It has been said that the love of money is the root of all evil, the want of money is so quite as truly. (Samuel Butler)
• A fool & his money are easily parted. (Irish Proverb)
• A fool and his money are soon parted. What I want to know is how they got together in the first place.(BBC's Cyril Fletcher)
• Take care of the pence, and the pounds will take care of themselves. (Proverb)
• Easy come, easy go. (Proverb)
• Put not your trust in money, but put your money in trust. (Oliver Wendell Holms)
• Where large sums of money are concerned, it is advisable to trust nobody. (Agatha Christie)
• Nothing hurts worse than the loss of money. (Livy, History of Rome XXX, c.10)
• Without money, fame is dead. (Irish Proverb)
• The easiest way for your children to learn about money is for you not to have any. (Katherine Whitehorn)
• You can be young without money but you can't be old without it. (Tennessee Williams)
• It is a kind of spiritual snobbery that makes people think that they can be happy without money. (Albert Camus)
• You don't seem to realise that a poor person who is unhappy is in a better position than a rich person who is unhappy. Because the poor person has hope. He thinks money would help. (Jean Kerr)
• Within certain limits it is actually true that the less money you have, the less you worry. (George Orwell)
• But then one is always excited by descriptions of money changing hands. It's much more fundamental than sex. (Nigel Dennis)
• Nothing links man to man like the frequent passage from hand to hand of cash. (Walter Richard Sickert)
• Business, you know, may bring money, but friendship hardly ever does. (Jane Austen)
• He that wants money, means, and content, is without three good friends. (William Shakespeare)
• For I don't care too much for money. For money can't buy me love. (John Lennon)
• I'm tired of Love: I'm still more tired of Rhyme. But money gives me pleasure all the Time. (Hilaire Belloc)
• No one would have remembered the Good Samaritan if he'd only had good intentions. He had money as well. (Margaret Thatcher)
• Thirst after the drink and sorrow after the money. (Irish Proverb)
• A feast is made for laughter, and wine maketh merry: but money answereth all things. (Bible: Ecclesiastes)
• Clearly money has something to do with life - In fact, they've a lot in common, if you enquire: You can't put off being young until you retire. (Philip Larkin)
• Money is good for bribing yourself through the inconveniences of life. (Gottfried Reinhardt)
• The trouble, Mr. Goldwyn is that you are only interested in art and I am only interested in money. (George Bernard Shaw)
• But it is pretty to see what money will do. (Samuel Pepys)
• Money doesn't talk, it swears. (Bob Dylan)
• I think money is on the way out. (Anita Loos, 1956)
• How pleasant it is to have money. (Arthur Hugh Clough)
• I can't afford to waste my time making money. (Jean Louis Rodolphe Agassiz)
• If possible, honestly, if not, somehow, make money. (Horace)
• There are few ways in which a man can be more innocently employed than in getting money. (Samuel Johnson)
• Put money in thy purse. (William Shakespeare)
• Make all you can, save all you can, give all you can. (John Wesley)
• Enrich yourself. (Francois Guizot)

• My boy...always try to rub up against money, for if you rub up against money long enough, some of it may rub off on you. (Damon Runyon)
• Some people's money is merited, and other people's is inherited. (Ogden Nash)
• He married money and got a woman with it. (Irish Proverb)
• Hollywood money isn't money. It's congealed snow, melts in your mind, and there you are. (Dorothy Parker)
• What makes all doctrines plain and clear? About two hundred pounds a year. (Samuel Butler)
• What's a thousand dollars? Mere chicken feed. A poultry matter. (Groucho Marx)
• Do they allow tipping on the boat? Yes, sir. Then you won't need the ten cents I was going to give you. (Groucho Marx)
• Pieces of eight! (Robert Louis Stevenson)
• I think I could be a good woman if I had five thousand a year. (William Makepeace Thackeray)
• If you can actually count your money then you are not really a rich man. (Paul Getty II )
• After a certain point money is meaningless. It ceases to be the goal. The game is what counts. (Aristotle Onassis)
• All that good money going on a mere picture, when it might have been spent on something really useful, like a drinking fountain or a public lavatory. (Aldous Huxley)
• Well, fancy giving money to the Government! Might as well have put it down the drain. (A. P. Herbert)
• Public money is like holy water; everyone helps himself. (Italian Proverb)
• My money goes to my agent, then to my accountant and from him to the tax man. (Glenda Jackson)
• A bank is a place that will lend you money if you can prove that you don't need it. (Bob Hope)
• It is only the poor who pay cash, and that not from virtue, but because they are refused credit. (Anatole France)
• No man's credit is as good as his money. (Sinner Sermons, 1926)
• God often pays debts without money. (Irish Proverb)
• If you would know the value of money, go and try to borrow some. (Benjamin Franklin)
• Let us all be happy, and live within our means, even if we have to borrow the money to do it with. (Artemus Ward)
• I can get no remedy against this consumption of the purse: borrowing only lingers and lingers it out, but the disease is incurable. (William Shakespeare)
• We all know how the size of sums of money seems to vary in a remarkable way according as they are being paid in or paid out. (Julian Huxley)

1. ... Planning

First things first. Your offering - is it a product or a service? No, it's a solution.
Will the solution be launched? No, it will be rolled.
Where will it be rolled? Out.
Will the solution make money for your business? No, it will make cash.
What kind of cash will this be? Positive.
From what day will this cash be positive? From day one.
When will the solution reach profitability? By Q4 of the year.
And then what? Will the company expand? No, it will ramp.
In what direction will it ramp? Up.
What else might it do? Roll out new solutions.
What do Gartner and Forrester say about the market? It will be worth $80 billion.
By when? Two years time.
And where? In Europe.
Together with someplace else? No, in Europe alone.
By then, will the company have joined or merged with anyone? No, it will have partnered with Vodafone, Microsoft, Google and eBay.

With thanks to Adrian Weckler, Columnist, The Sunday Business Post.

~~~~~~~~~~~~~

Manager: Here's the company's new vision and business plan.
Employee: Vision: empowering employees to work towards a common plan.... looks good... but the rest of the plan is blank!
Manager: Ah, that's because it's confidential.
Employee: How am I supposed to know what to do?
Manager: I'll yell at you if you do something wrong.
Employee: I thought the plan empowers me to make more decisions.
Manager: Don't take it literally.
Employee: What else does the plan say?
Manager: I don't know.....I haven't seen it either.

~~~~~~~~~~~~~

In the beginning was the plan.
And then came the assumptions.
And the assumptions were without form.
And the plan was completely without substance.
And a darkness fell upon the faces of the Employees.
And they spoke amongst themselves, saying "It is a load of crap and it stinks."
And the Employees went to their Supervisors, saying "It is a bucket of dung and no one can bear the odour."
And the Supervisors went to their Managers, saying "It is a container of excrement and its smell is so strong that none can abide it."
And the Managers went to their Divisional Directors, saying "It is a vessel of fertilizer and none can abide its strength."
And the Directors went to their Executive Directors, saying "It aids plant growth and it is very strong."
And the Executive Directors went to the President, saying "Our plan promotes growth and it is very powerful."
And the President went to the Board of Directors, saying "This new plan will actively promote the growth of this organization."
And the Board of Directors looked upon the plan and saw that it was good and the plan became policy.

~~~~~~~~~~~~~

"Would you tell me, please, which way I ought to go from here?"
"That depends a good deal on where you want to get to," said the Cat.
"I don't much care where --" said Alice.
"Then it doesn't matter which way you go," said the Cat.
"--so long as I get somewhere," Alice added as an explanation.
"Oh, you're sure to do that," said the Cat, "if you only walk long enough."
(Alice's Adventures in Wonderland by Lewis Carroll)

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2. ... Predictions

When a distinguished but elderly scientist states that something is possible, he is almost certainly right. When he states that something is impossible, he is very probably wrong. (Profiles of the Future, 1962)

The proposition, that the sun is the centre and does not revolve about the earth, is foolish, absurd, false in theology and heretical. (The Inquisition, on Galileo's proposals)

Comets are not heavenly bodies, but originate in the earth's atmosphere below the moon.(Fr. Augustion de Angelis of the Clementine College, Rome, 1673)

All that was new in them was false and all that was true in them was old. (Prof. Haughton on Darwin's findings)

This extraordinary monument of theoretical genius accordingly remains, and doubtless will for ever remain, a theoretical possibility. (Biographer of Charles Babbage, 1871)

I can accept the theory of relativity as little as I can accept the existence of atoms and other such dogma. (Ernst Mach of Mach number fame, 1838-1916)

The energy produced by the breaking down of the atom is a very poor kind of thing. Anyone who looks for a source of power in the transformation of the atom is talking moonshine. (Sir Ernest Rutherford, 1933)

Atomic energy might be as good as our present day explosives, but it is unlikely to produce anything very much more dangerous. (Churchill, 1939)

The bomb will never go off. I speak as an expert in explosives. (Admiral William Leahy, US Atomic Bomb Project)

I've just heard that Photons have mass. I didn't even know that they were Catholics. (Don Geddin)

In all likelihood world inflation is over. (Managing Director of the IMF, 1959)

England is at last ripe for revolution. (Leon Trotsky, 1925)

Gaiety is the most outstanding feature of the Soviet Union. (Joseph Stalin, 1935)

We are winning international respect. (Adolf Hitler, 1934)

Someday the American people will erect a monument to his [McCarthy's] memory. (Eddie Rickenbacker)

We are all satisfied in South Africa now. (General Smuts, 1926)

There are going to be no dramatic changes in Rhodesia. (Ian Smith, 1975)

I reject the cynical view that politics is inevitable, or even usually, dirty business. (President Richard Nixon, August 1973)

This company is not bust. We are merely in a cyclical decline (Lord Stokes, Chairman of British Leyland, 1974)

Rock 'n' Roll is phony and false, and sung, written and played for the most part by cretinous goons. (Frank Sinatra, 1957)

The trade of Advertising is now so near to perfection that it is not easy to propose any improvement. (The Idler, 1759)

Stocks have reached what looks like a permanently high plateau. (Irving Fisher, Professor of Economics at Yale, 1929)

The advancement of the art [of invention] from year to year...seems to presage the arrival of that period when further improvement must end. (US Commissioner of Patents, 1844)

Everything that can be invented has been invented. (Director of the US Patents Office, 1899)

Man will never reach the moon regardless of all future scientific advances. (Dr. Lee De Forest, inventor of the vacuum tube and father of television)

If there had been a computer in 1872, it would have predicted that by now there would be so many horse-drawn vehicles that the entire surface of the Earth would be 10 feet deep in horse manure. (Karl Kapp)

Computers in the future may weigh no more than 1.5 tonnes. (Popular Mechanics - 1949)

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3. ... Marketing

There will never be a mass market for motor cars - about 1,000 in Europe - because that is the limit on the number of chauffeurs available! (Spokesman for Daimler Benz)

I think there is a world market for about five computers. (Thomas J. Watson of IBM)

The name Coca-Cola in China was first rendered as Ke-kou-ke-la. Unfortunately, the Coke company did not discover until after thousands of signs had been printed that the phrase means "bite the wax tadpole" or "female horse stuffed with wax" depending on the dialect. Coke then researched 40,000 Chinese characters and found a close phonetic equivalent, "ko-kou-ko-le," which can be loosely translated as "happiness in the mouth."

In Taiwan, the translation of the Pepsi slogan "Come alive with the Pepsi Generation" came out as "Pepsi will bring your ancestors back from the dead."

Also in Chinese, the Kentucky Fried Chicken slogan "finger-lickin' good" came out as "eat your fingers off."

The American slogan for Salem cigarettes, "Salem - Feeling Free," got translated in the Japanese market into "When smoking Salem, you feel so refreshed that your mind seems to be free and empty."

When General Motors introduced the Chevy Nova in South America, it was apparently unaware that "no va" means "it won't go." After the company figured out why it wasn't selling any cars, it renamed the car in its Spanish markets to the Caribe.

Ford had a similar problem in Brazil when the Pinto flopped. The company found out that Pinto was Brazilian slang for "tiny male genitals". Ford pried all the nameplates off and substituted Corcel, which means horse.

When Parker Pen marketed a ballpoint pen in Mexico, its ads were supposed to say "It won't leak in your pocket and embarrass you." However, the company mistakenly thought the spanish word "embarazar" meant embarrass. Instead the ads said that "It wont leak in your pocket and make you pregnant."

An American t-shirt maker in Miami printed shirts for the spanish market which promoted the Pope's visit. Instead of the desired "I Saw the Pope" in Spanish, the shirts proclaimed "I Saw the Potato."

Chicken-man Frank Perdue's slogan, "It takes a tough man to make a tender chicken," got terribly mangled in another Spanish translation. A photo of Perdue with one of his birds appeared on billboards all over Mexico with a caption that explained "It takes a hard man to make a chicken aroused."

Hunt-Wesson introduced its Big John products in French Canada as Gros Jos before finding out that the phrase, in slang, means "big breasts." In this case, however, the name problem did not have a noticeable effect on sales.

Colgate introduced a toothpaste in France called Cue, the name of a notorious porno mag.

In Italy, a campaign for Schweppes Tonic Water translated the name into Schweppes Toilet Water.

Japan's second-largest tourist agency was mystified when it entered English-speaking markets and began receiving requests for unusual sex tours. Upon finding out why, the owners of Kinki Nippon Tourist Company changed its name.

In an effort to boost orange juice sales in predominantly continental breakfast eating England, a campaign was devised to extoll the drink's eye-opening, pick-me-up qualities. Hence the slogan, "Orange juice. It gets your pecker up."

The concept is interesting and well-formed, but in order to earn better than a "C," the idea must be feasible. (Yale University management professor on Fred Smith's paper proposing a reliable overnight delivery service - Federal Express)

A cookie store is a bad idea. Besides, the market research reports say America likes crispy cookies, not soft and chewy cookies like you make. (Response to Debbi Fields' idea of starting Mrs. Fields' Cookies)

Coors put its slogan, "Turn it loose," into Spanish, where it was read as "Suffer from diarrhea".

Clairol introduced the "Mist Stick", a curling iron, into German only to find out that "mist" is slang for manure. Not too many people had use for the "manure stick".

Scandinavian vacuum manufacturer Electrolux used the following in an American campaign: "Nothing sucks like an Electrolux".

When Gerber started selling baby food in Africa, they used the same packaging as in the US, with the beautiful Caucasian baby on the label. Later they learned that in Africa, companies routinely put pictures on the label of what's inside since most people can't read English.

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4. ... Talent Spotting

Every part of the scheme shows that this man [George Stephenson] has applied himself to a subject of which he has no knowledge, and to which he has no science to apply. (Parliamentary Committee 1825)

Far too noisy, my dear Mozart. Far too many notes. (Emperor Ferdinand after the first performance of The Marriage of Figaro)

I liked your opera. I think I will put it to music. (Beethoven to a fellow composer)

If Beethoven's Seventh Symphony is not by some means abridged, it will soon fall into disuse. (Philip Hale, Boston music critic, 1837)

I played over the music of that scoundrel Brahms. What a giftless bastard! (Tchaikovsky's diary. 9th October 1886)

We don't like their sound. Groups of guitars are on the way out. (Decca Recording Company about the Beatles.1962)

These boys won't make it. Four-groups are out. Go back to Liverpool, Mr. Epstein, you have a good business there. (Recording Company)

I'm just glad it'll be Clark Gable who's falling on his face and not Gary Cooper. (Gary Cooper on his decision not to take the leading role in "Gone With The Wind")

They may be world famous, but four shrieking monkeys are not going to use a privileged family name without permission. (Frau Eva von Zeppelin)

He bores me. He ought to have stuck to his flying machines. (Auguste Renoir, on Leonardo da Vinci)

This fellow Charles Lindbergh will never make it. He's doomed. (Harry Guggenheim, millionaire aviation enthusiast)

Very interesting, Whittle, my boy, but it will never work! ( Professor of Aeronautical Engineering at Cambridge University)

You will never amount to very much. (Munich Schoolmaster to Albert Einstein, aged 10)

Professor Goddard does not know the relation between action and reaction and the need to have something better than a vacuum against which to react. He seems to lack the basic knowledge ladled out daily in high schools. (New York Times about Goddard's revolutionary rocket work, 1921)

Stanley Matthews lacks the big match temperament. He will never hold down a regular first-team place in top class soccer. ( Unsigned football writer when Matthews made his debut at the age of 17)

Failed in Business, 1831. Defeated for Legislature, 1832. Sweetheart/Fiancee Died, 1835. Nervous Breakdown, 1836. Defeated in Election, 1836. Defeated for U.S. Congress, 1843. Defeated again for U.S. Congress, 1846. Defeated once again for U.S. Congress, 1848. Defeated for U.S. Senate, 1855. Defeated for U.S. Vice Presidency, 1856. Defeated again for U.S. Senate, 1858. (Abraham Lincoln, Elected President of the U.S.A., 1860)

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5. ... Inventions

I will ignore all ideas for new works and engines of war, the invention of which has reached its limits and for whose improvement I see no further hope. (Julius Frontinus, Emperor Vespasian's leading military engineer,first century AD)

Rail travel at high speed is not possible, because passengers, unable to breathe, would die of asphyxia. (Dr. Dionysius Lardner 1793 - 1859)

Heavier-than-air flying machines are impossible. (Lord Kelvin, President of the Royal Society 1890-5)

Flight by machines heavier than air is unpractical and insignificant, if not utterly impossible. (Simon Newcomb, 1902)

We do not consider that aeroplanes will be of any possible use for war purposes. (Secretary of State for War, UK)

Airplanes are interesting toys but of no military value. (Marechal Ferdinand Foch, Professor of Strategy, Ecole Superieure de Guerre)

All attempts at artificial aviation are not only dangerous to human life, but foredoomed to failure from the engineering standpoint. (Engineering Editor, The Times, 1906)

What, sir, you would make a ship sail against the wind and currents by lighting a bonfire under her decks? I pray you excuse me. I have no time to listen to such nonsense. (Napoleon Bonaparte, 1803)

The idea that cavalry will be replaced by these iron coaches is absurd. It is little short of treasonous. (ADC to Field Marshal Haig, at tank demonstration, 1916)

There is a young madman proposing to light the streets of London - with what do you suppose - with smoke [gas lamps]! (Sir Walter Scott, 1810)

Drill for oil? You mean drill into the ground to try and find oil? You're crazy. (Drillers who Edwin L. Drake tried to enlist to his project to drill for oil in 1859)

What are you planning to do Mr. Bell...... wire up every house in the country? (Ridicule leveled at Alexander Bell as he presented plans for wire telephony to bankers and investors in Philedelphia)

This 'telephone' has too many shortcomings to be seriously considered as a means of communication. The device is inherently of no value to us. (Western Union internal memo, 1876)

[Edison's Lamp] ... good enough for our transatlantic friends ... but unworthy of the attention of practical or scientific men. (British Parliamentary Committee, 1878)

Radio has no future. (Lord Kelvin, President of the Royal Society 1890-5)

The telegraph is a kind of very long cat. You pull his tail in New York and he is mewing in Los Angeles. Radio operates in exactly the same way, except there is no cat. (Albert Einstein)

The wireless music box has no imaginable commercial value. Who would pay for a message sent to nobody in particular? (David Sarnoff's associates in response to his urgings for investment in the radio in the 1920s)

Who the hell wants to hear actors talk? (H.M. Warner, Warner Brothers, 1927)

Television won't matter in your lifetime or mine. (Rex Lambert, The Listener, Editorial, 1936)

Television won't last. It's a flash in the pan. (Mary Somerville, pioneer of radio educational broadcasts, 1948

Television? No good will come of this device. The word is half Greek and half Latin. (C. P. Scott 1846-1932)

X-rays will prove to be a hoax. (Lord Kelvin, President of the Royal Society, 1890-5)

If I had thought about it, I wouldn't have done the experiment. The literature was full of examples that said you can't do this. (Spencer Silver on the work that led to 3-M's Post-It)

Shuffle ad infinitum the constituent molecules of all the genes that control an amoeba, and what can the result be other than a modified amoeba. (Douglas Dewar, 1946)

Kwiatkowski and Stefanski's Improved Water Power Engine is operated by a waterwheel which, via cranks and lazy tongs, pumps water to itself. (British Patent 5723/1904)

A water cistern to the bottom of which is connected pipes which pass downwards and are then bent back and pass over the cistern to empty themselves back into the cistern, which empties itself into the pipes as fast as the water is returned into them. (British Patent 11318/1901)

During the Space Race in the 1960's, the National Aeronautics and Space Administration (NASA) needed a ball point pen to write in the zero gravity confines of its space capsules. After considerable research and development, a pen was successfully developed and even enjoyed some modest success as a novelty item back on Earth. It allegedly cost US$241 million. Faced with the same problem, Russian astronauts used a pencil.

To err is human, but to really foul things up you need a computer. (Paul Erlich)

The Internet is like a herd of performing elephants with diarrhoea - massive, difficult to re-direct, awe-inspiring, entertaining, and a source of mind-boggling amounts of excrement when you least expect it. (Gene Spafford)

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6. ... Decisions

Journalist: What's the secret of your success?
Entrepreneur: Two words.

Journalist: What would they be?
Entrepreneur: Right decisions.

Journalist: And how do you learn to make right decisions?
Entrepreneur: Experience.

Journalist: How do you get this experience?
Entrepreneur: Two words.

Journalist: What are they?
Entrepreneur: Bad decisions!